COLORADO OVERLANDER VEHICLE INSURANCE OPTIONS

At Colorado Overlander, we require all of our renters to purchase insurance through our provider, MBA Insurance. This purchase is done separately from your vehicle reservation, and the cost is not included in the vehicle rental quote. You must purchase the insurance within the 30 day window prior to your reservation’s departure.

MBA Insurance and Colorado Overlander Rental Policies

MBA Insurance is a trusted provider of specialized insurance solutions for the recreational vehicle and adventure travel industries. Colorado Overlander partners with MBA Insurance to offer comprehensive protection for every vehicle rental, ensuring an unparalleled overland experience for its customers.

As part of the rental process, Colorado Overlander requires every renter to purchase an MBA Insurance policy. This ensures that renters are fully covered with comprehensive and collision insurance, providing peace of mind while exploring rugged terrains and remote destinations. The policy is specifically tailored for overland travel, allowing renters to venture off the paved path without the worry of typical insurance limitations or exclusions often encountered in personal policies.

Significant Benefits:

1. Designed for Overland Travel
   MBA Insurance policies are purpose-built for adventure travel. Coverage applies as long as renters stay on established Forest Service, BLM, county, or similar designated trails. This allows renters to confidently navigate rocky mountain paths, cross desert landscapes, and camp in remote wilderness areas, meeting the unique demands of true overland exploration. With this coverage, renters can fully enjoy the capabilities of Colorado Overlander vehicles.

2. Comprehensive and Collision Coverage
   The policy provides protection against damages to the rental vehicle, whether caused by a collision, natural events, or unforeseen incidents. As long as renters remain on established Forest Service, BLM, county, or other designated trails, this coverage and the accepted deductible limits best protects against expensive repair costs, offering peace of mind throughout their journey.

3. Preserves Your Personal Insurance
   One of the most significant advantages of this policy is that it operates independently of your personal auto insurance. In the event of an accident or damage, the MBA Insurance policy prevents claims from affecting your personal insurance record. This means no increases in premiums or negative impacts on your personal coverage.

By mandating MBA Insurance for every rental, Colorado Overlander prioritizes customer security and convenience, enabling renters to fully embrace the spirit of adventure. With this robust policy in place, renters can confidently explore the wild and scenic beauty of Colorado and beyond.

Typical Coverage Limits:

$25,000 per person / $50,000 per accident liability for bodily injury
$15,000 property damage
$1,000 deductible